What Is Self-Funding? Self-funding is one of the ways an employer can choose to offer a healthcare plan to their employees. An employer has a self-funded (or self-insured) group health plan if the employer assumes the financial risk associated with providing health care benefits to its employees. Instead of paying fixed premiums to anContinue reading “Going Self-Funded”
Author Archives: ADKFS
Medicare 101
What is Medicare? Medicare is health insurance for people who are age 65 or older, under 65 with certain disabilities or any age with end-stage renal disease (permanent kidney failure). Types of Medicare The are four different types of Medicare: 1. Medicare Part A 2. Medicare Part B 3. Medicare Advantage PlansContinue reading “Medicare 101”
Mental Health Minute
Managing Unhealthy Coping Mechanisms When times get tough, instinct often pushes people toward coping mechanisms. These mechanisms can help people feel like they’re escaping reality by relieving stress or distracting their minds. While this is a standard response, it can become problematic when one turns to harmful, unhealthy coping mechanisms. Common unhealthy coping mechanisms include oversleeping,Continue reading “Mental Health Minute”